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experience
Offering over 25 years lending and management experience in all phases of
mortgage operations including Underwriting and Origination; Risk
Management; Product Development; Fair Lending Guidelines; RESPA
Regulations; Compliance, Fraud/Quality Control Procedures and
Analysis, Loan Due Diligence and Audit Procedures. Licensed real
estate and mortgage broker involved with all facets of operations,
compliance, regulations, and sales.
As a Mortgage
Fraud Witness I work closely with legal teams, lenders and investors
to quickly and efficiently assess mortgage fraud in residential
lending.
Working with integrity in the mortgage industry, analyzing and
documenting the mortgage fraud which has reached unprecedented
levels in recent years.
As an expert in mortgage
forensic fraud
analysis and fraud witness, I provide services to investors, lenders, and
borrowers across the nation. If you feel you may have a mortgage
fraud case, contact me.
Credentials & Continuing Education
Bachelor's of Arts
Degree, Cal State Long Beach, CA
FHA Authorized Underwriter
VA Automatic Underwriter
Instructor- Real estate lending principles
Federal Home Loan Mortgage Corp (FHLMC)
Agency Approval (DO) Authorization
ONGOING
CONTINUING EDUCATION
Agency In Real Estate
Environmental Inspections
Environmental Disclosures
Ethics in Real Estate
Fair Housing Laws
Federal Environmental Legislation
FHA & VA Credential Training
FNMA Tax Analysis Course
G.E. Mortgage Fraud Analysis Course
Hazardous Materials In Homes
Mortgage Fraud Risk Analysis
Real Estate Appraisal
Real Estate Practice
Real Estate Finance
Real Estate Office Administration
Real Estate Legal Principles
Real Estate Principles
State & Local Legislation
Taxes, Real Estate & the Environment
Tax Return/income analysis course
Trust Fund Handling
LIST OF EMPLOYERS OR CONTRACT
ASSIGNMENTS
California Federal Bank
Corporate Mortgage Advisors
Citizens Thrift & Loan
First Plus Bank
Wells Fargo Bank
Bank of America
United Guaranty Insurance
Pacific Federal Bank
AFFILIATIONS / MEMBERSHIPS
American College of Forensic Examiners
HG Experts Directory
Maui Association of Realtors- MLS & Realtor
CA Sandicor MLS Assoc.
LICENSED
CA Dept. of Real Estate #01108665
HI Broker's License #18721 (Inactive)
HI Mortgage Broker's License #MB-777
BOND
CNA Surety Companies, bonded for mortgage brokerage in the state of
HI for $15,000.00
Mortgage lending
services are conducted by Corporate Mortgage Advisors. Mortgage/Real
Estate Fraud consulting work is handled by our subsidiary company,
Corporate Mortgage Advisors. |
Mortgage Fraud Analysis 
